Finance and money forum
Nationwide Cash Card
17th November, 2009
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Hi, everyone seems to agree that Nationwide is the best bank to use as the withdrawal fees are the lowest with their VISA Debit card.
I tried applying for this and they will only offer me a Nationwide Cash card account so it does not have a VISA debit card and just a cash card instead.
Does anyone know if this cash card will work in SEA and if it is still worth applying for the bank account?
#1 Posted: 18/11/2009 - 18:46
Yes is the answer... The card won't let you buy anything directly using the card but will allow you to get cash out of any cash machine that has the Mastercard or Cirrus symbol. It also doesn't yet charge anything for overseas cash withdrawals according to the Nationwide web site which is a bonus over the standard flex account...
"Q:I have a Cash Card Account that I use to withdraw cash when I'm on holiday. Will I be charged?
A: No. Initially, only Visa debit card transactions will have a fee applied. Your cash card is run by a different provider and is only available for withdrawing cash (it does not have facilities to make purchases online or at retailers). Our Cash Card Account is our Basic Bank Account and is available/suitable for customers who meet the Basic Bank Account criteria."
#2 Posted: 18/11/2009 - 19:56
Oh, and as PS, despite the fact Nationwide have introduced a charge on the Flexaccount, the 1% fee (levied by Visa and passed on by Nationwide), still results in much better exchange rates and cheaper purchases/withdrawals overseas than most of it's UK competitors.
#3 Posted: 18/11/2009 - 19:57
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