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CrankyCarrot
som tam seller

Posts: 658
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Hi Travelfishies,
I've been in Phuket about 3 weeks and find it all very overwhelming sometimes, often in a good way. Anyhow, even though I'm technically on holiday now I somehow seem to have less time than when I was working full time in Australia.
I literally have a hundred questions about the day to day stuff of getting about here and I know if I spent enough time searching the net and various forums here I'd find my answers. Eventually I'll get around to it if need be, but in the interests of economising on time I'd be real grateful if people here could take a squiz at my list and quickly point me in the right direction. I know, I know - it's annoying when people don't do a search before posting, so by all means ignore my post or tell me to rack off if you like. Otherwise, if you have an idle moment and the answer to any of my questions on the tip of your lips, please put the number of the question and your thoughts in a reply. Cheers!
1. I need cash, and soon. I want to pay as few fees as possible and have Visa, Debit Mastercard and Travelex cards. I bank with Westpac in Australia. Which is the most fee free way of getting my money? Is it worth opening a K-Bank account or something and migrating larger amounts of money to it for withdrawal if I'm planning to be in Thailand for months at a time on and off over the next year?
2. How hard is it to get an Australian, NSW's driver's license replaced? Since we're required to carry them at all times on motorbikes, I keep mine stashed in that bucket under the seat and I fear at some point the bike may be stolen or I might simply just misplace the license.
3. Speaking of motorcycle theft, what's up with the bikes being able to be easily rolled away even when "locked"? Surely this makes it way too easy to just roll them onto a truck for re-birthing/prying open to find the iphones, wallets etc of well-heeled foreigners?
4. If I leave my bike in the sun, will the gas evaporate?
5. How airtight are the contracts we sign for leasing these bikes? Mine states I'm liable for up to 14,000 baht for its replacement should it explode while in my care or something, and it's a piece of junk that cuts out every time I stop for 2 seconds to ask for directions.
6. Is there any way or app for pre-loading maps onto the iPhone so you can zoom in and out and find your way when you don't have a wi-fi connection? I notice it retains info previously loaded, but I don't want to have to zoom in and out on every little winding road on the island before heading out. Also, it'd be awesome if there was some way to load the locations of everyday things like those Hi Q C water machines, gyms, cinemas and pricing schemes - is there?
7. What's the best rate on single muay thai lessons in Phuket? So far it seems to be about 500 a day, which is as much as I pay in rent and hence seems a touch steep. Would I be better off holding out til I'm further afield from tourist hotspots?
8. If I'm on a 2 month tourist visa, am I still allowed to draw income from a source external to the country like say, from writing freelance articles for a magazine or online site based in Aus, the UK or the US?
9. Is asthma medication like ventolin and seretide available here on or off prescription? I like to breathe, you see.
10. With the rampant drink driving going on, do the police ever breathalise people here? They seem to enjoy drumming up money from farang without helmets or licenses - surely this would be a major cash cow also, as well as having the ancillary benefit of making the roads safer?
That's all for now. I have more, but we'll see whether this post garners any results I can use or gets dumped in the 'what not to do' section.
Cheers all.
#1 Posted: 2/9/2010 - 10:49
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svendj
tuk tuk driver
Posts: 180
2, no idea how to go about your license, I don't even have one back home for a motorbike (I'm from Belgium), but I just kept on driving and when the cops pulled us over it was a 100 or 200 baht fine for not wearing a helmet. If you have your license, keep it in your pocket and not in the bike.
.
!
3, never had any problems with a bike being stolen, although I did always check to put it right in front of the door at the places I was going. A little bit of prevention can help!
4. nope, the gas will not evaporate. Left mine about 4 hours in the sun in the afternoon, totally no problem. Though, do try to place it in the shade as you won't be able to sit on it after 4 hours in the sun
5. Had some problems like you mentioned here. Got a crappy bike that was going down every f*cking minute. They can charge you for that if you bring it back after a while. Be sure to check your bike really good before you start renting it and make sure you write down all the things that might be wrong with it and give a copy to the dealer.
Another solution I did was just to get the bike to a shop down the road, ask them to fix everything on it for about 500 baht and you're off with a good bike
6. Not really sure but I think lonely planet has got some apps for that.
8. Depends how you want to get the money, I you are suppose to get it on a bank-account, you should open one in Thailand (which is not always a good way to get your money). cheques and other payments shouldn't be any problem I guess.
10. Never seen any cop doing a breathalyser test
#2 Posted: 2/9/2010 - 14:19
sharpie
flashpacker
Posts: 36
hello can only help you with question one as i am in the process of pre-trip planning.
the best option is the wizard clear advantage mastercard absolutly no fees what so ever, you just load up your own funds on the card and use it like a debit card at atms. There have been some issues with people overdrawing in their billing cycle and having their card locked.
the second best option is NABs Gold Visa Debit it has a $10 monthly account fee and no more fees therafter. the $10 fee is waived if you deposit $5000 in per month (been told that you can just pop $5000 in the account and pull it out a few days later and the fee will be waived)
hope this is helpful, also sorry if there is any erros in the info, as it is from research and not from first hand experience.
#3 Posted: 2/9/2010 - 14:38
neosho
adventurer
Posts: 307
1...I think it will take more than a tourist visa to open a bank account. Also you have to consider transfer fees.
4...LOL
5...You're a farang. Enough said.
8....Shouldn't be a problem as you are not taking a job from a Thai person
9....No prescription. I think Ventolin in my area runs about $9 US, I don't know if the other is available.
10..It is usually around the major hollidays that they will crack down on drunk driving. New Year's and Songkran for example. Last year they started putting people in jail overnight. I know a young Ozzie here that was busted over Songkran. He didn't like the free accomodation.
#4 Posted: 2/9/2010 - 15:01
Captain_Bob
under-employed

Posts: 950
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1. After a certain amount of time it makes sense to get a Thai bank account, pay a one-time wire fee to bring a chunk of funds in and then pay zero transaction fees if you use your bank's ATMs (20 baht if another Thai bank). However foreigners can't always walk in and get a bank account. You must be on a visa of some kind first (tourist visa good enough) but they may want more, like a residency certificate (500b at Immigration), and it helps to walk into the branch initially with a local somebody they "know". It may also vary from branch to branch even with the same bank.

2. Assuming your going to misplace/lose your license is the wrong attitude. Don't store it under the bike seat. Keep it on you as you would banking cards, passport, etc. Consider getting a Thai drivers license which isn't all that hard as long as your Aussie one is current. Quick medical ceritficate from the local quack, residency certificate as above in #1, and a quick & easy 3-part practical test (you try until you pass). Issued same day with your photo, gets you local price at national parks and a tad more respect at checkpoints. Can show off for mates back home.
3. Have insurance on the bike, use a chain lock anywhere dodgy, and never leave your wallet/ipod under the seat.
4. Now you're getting silly
5. Motorbike rental can indeed be dodgy, in terms of insurance coverage, theft, alleged damage, etc. and if you give them your passport as security they can hold you for ransome. I know it's a pain but read the fine print (in English) about your liability, note (photograph even) any existing damage, and as above chain lock the bike whenever you leave it for more than a few minutes. Ultimately it can come down to the renter and their level of honesty/fairness, but you have to judge for yourself which is an advantage of sticking in one place and getting to know the locals. Buying your own bike is a worthwhile consideration and fairly easy process.
6-7. I dunno
8. Yeah you can draw income from overseas. How do you think most of us survive?
9. Dunno but probably yes
10. I have yet to see a breathaliser test in Thailand and checkpoints are mostly just for helmets/license/ID card. Yes loads of people drive drunk and cops only might stop people if they're blatantly stumbling all over the road. The very same cops can go off duty for happy hour (6pm-3am) then drive home drunk & helmetless. TIT. Nice that you are concerned, but the best you can do is preserve your own self - drive sober and defensively, wear helmet, take it easy, always give way to idiots, etc. Note the presence of chalk outlines at intersections each morning-after. Once you've seen a few dead guys with their brains falling out it's hard to forget.
#5 Posted: 2/9/2010 - 15:21
Nokka
tuk tuk driver
Posts: 240
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Check that your insurance policy covers you for riding a motorbike - not all do. You don't want to be tumbling off and have to pay your own medical bills. Also, my understanding is that if you don't wear a helmet and wish to make a claim after an accident (on your health insurance, that is) you will automatically NOT be covered.
Loads of foreigners whiz around the Thai islands on bikes without helmets; often without shirts as well. They frequently are inexperienced and ride too fast on what are, sometimes, not great roads. You see plenty who have fallen off, crashed, burnt themselves on exhausts.
I don't want to spoil anyone's fun; I rented bikes a lot too. Just be careful...don't be an organ donor.
#6 Posted: 2/9/2010 - 20:16
CrankyCarrot
som tam seller

Posts: 658
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Hey guys - had intermittent wi-fi access over the past couple of days, hence the slow response. Anyhow...
Thanks for the info.
That piece of $h1t bike I rented got a flat last night when I was several kilo's away from home. A masseuse rented me her bike with a bit of haggling for 100 so I wouldn't ruin my night, but today I had to have it carted to a repair shop for a tyre replacement at a whopping 250. 10 bucks Aussie is nothing to complain about after the speedy service I received, but it's a lotta moula for Thailand and suddenly the bargain 900 baht a week bike has an extra 350 worth of expenses on it. Would it be worth mentioning to the guy I rented it from (also an Aussie) or should I just let it slide and hope he doesn't pull anything shifty like holding my passport for ransom as mentioned above?
Captain Bob - I don't see how assuming the license will get lost or stolen is the wrong attitude. To me it makes perfect sense to be prepared for the worst case scenario. Knowledge is power and all that. The consensus seems to be that I'm best off not keeping valuables in the bike itself, but surely they're safer there than sitting in a bag on the beach with no one watching while I splash about in the surf?
Also Bob, re the bank account setup - have you any idea what the fee/% is on those large wire transfers?
@Neosho - re 5. motorbike contract airtightednes. You say I'm a farang, nuff said. I need more - are you saying that because I'm a farang, I can get away with more or that I'm completely at the mercy of the renter?
RE 1. Bank Fees - I can stomach the 150 baht fee for withdrawing, but after making a visa withdrawal from K-Bank, my record showed I ended up paying about 25au or 700 baht worth in fees, which seems like a helluva ripoff. Travelex cards and the like claim to have "low fees" but they really screw you on the exchange rate; ie The au $ is worth 28 and you're lucky to get 25 with Travelex - that might as well be a fee as far as I'm concerned. It's just not an overt one.
Glad my gas won't evaporate. Silly question sure, but if I don't ask I won't know, and there's a lot of silly stuff going on here that defies explanation, so what's one more thing?
#7 Posted: 4/9/2010 - 10:43
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CrankyCarrot
som tam seller

Posts: 658
Located in:
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#1
@sharpie - Thanks for that. A friendsuggested NAB also, but I didn't get a chance to look into it beforeleaving Aus. I wonder if I could open an account from abroad - probablynot but it's worth a look.
The last time I took out $500au it cost me $25 - about $5 from the 150thb atm wdwl fee, another $10 from the Visa "cash advance fee", which I never paid when using the visa in Aus and wasn't expecting, and the the other $10 from miscellaneous bank transfer commissions, I suspect.
I had a chat with a woman at the Kata K-Bank yesterday, who said the 150thb ATM fee could be avoided if I made my withdrawal in a branch. She also said I'd need my passport to do that, which is of course with the bike rental people. She then suggested "they go with you," as in I get the bike rental lady to bring my passport to a branch with me. Ordinarily that'd be kind of weird, but this is Thailand and most of the cust service employees I see are bored witless, sitting around and staring into space all day waiting for high season to roll around. So presumably the bike lady'd be up for a mission to the K-Bank.
So that's 150/$5au off the withdrawal fee.
Then there's the cash advance fee of 300thb/$10au... I'm hoping that can be squashed if I transfer funds from my bank account to my visa account to put it in credit, then do the withdrawal.
After that, it's just the final 300thb/$10au I have to worry about, which is either a percentage or a straight fee. Must investigate, but a saving of 450thb isn't bad for a bit of research I've done over breakfast. Gets me a nice room for the night.
The other thing to consider is the exchange rates you get with Travelex and the like are horrid. The Visa rate found here closely matches the rate on www.xe.com, which is the most favourable I've seen.
http://corporate.visa.com/pd/consumer_services/consumer_ex_results.jsp
When you're unemployed, every baht counts.
#8 Posted: 4/9/2010 - 11:46
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somtam2000
admin


mahout
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1. I bank with Kasikorn and I didn't need a working permit to start the account, but I think you do now. Bangkok Bank does have a bank account designed for tourists -- see their website for details. It does involve quite a bit of paperwork I believe.
My understanding is the "insurance" docs tend not to be worth much in the event of a bike write-off. But that is all second hand.
2. It can be done online (at least for NSW) - you'll need a relo in Oz to post it up. More info here.
3. Never had a bike stolen, though some lowlife stole my bicycle in Phnom Penh!
4. Ha haaaaaa
5. Don't prang it - much easier that way
6. There are a few apps with maps for Bangkok, but don't know about nationwide - would be a very fat download. You basically want something using OSM maps as you can't pack Google maps into an app. OSM doesn't have as good a coverage, but they're not toooo bad.
7. No idea
8. In theory no,, but in practise I wouldn't lose sleep over it - especially if none of the money was being paid into Thailand.
9. I never saw them - I stock up in Oz -- but then I only ever had asthma probs in Sydney!
10. Neber seen a breathyler
#9 Posted: 4/9/2010 - 21:15
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neosho
adventurer
Posts: 307
I think a lot of the bank rules about opening an account seem to change with different branches. Like everything is, interpreted differently. When I went to Kasikorn about 3 years ago in Chaing Mai, they told me the rules had changed and I had to be married to a Thai. A British friend was trying at Bangkok Bank the same day and basically told him to go pound sand. We both finally went to Siam Commercial. We both had Thai friends with us to help translate what it was we wanted and were trying to do. I wire money from the US and the fee is $45 for whatever amount. I wire $ to the Thai bank as the rate is better.
As for leaving my passport with a bike rental company, I refuse. I let them make a copy but I keep the original. The head of the Immigration Police has recently said that carrying a copy is not sufficient if they ask to see your passport. It's part of their effort to crack down on foreign criminals using Thailand to hide out.
#10 Posted: 5/9/2010 - 08:42
CrankyCarrot
som tam seller

Posts: 658
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9.
Hey Somtam
I found asthma meds are available here off prescription for prices comparable to those you pay for the same meds on the PBS in Australia.
At a pharmacy next to Jung Ceylon in Patong:
Ventolin: 250 thb ($9au approx/vs $9 on Aus PBS)*
Seretide: 1150 thb ($41au approx/vs $33 on Aus PBS)*
*Based on exch rate of 28thb to the aus.
Knowing this gives me a lot of relief, since it's a hassles to have things posted over, even if you were able to have someone else fill the prescription for you. I bought a bulk load of the above before coming here, which put a big dint in my savings, and the stuff is annoying to have to cart around with you everywhere when you could just buy it as needed.
Hope some other poor asthmahound finds this info and saves themselves the trouble.
The
#11 Posted: 5/9/2010 - 13:52
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CrankyCarrot
som tam seller

Posts: 658
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1. Ok, well the info I had on withdrawals from the Yellow Bank was not correct. The same ol' 150thb fee applied. Bummer.
4. Yeah, I was just kidding with you guys. I knew that.
5. Had no trouble swapping my crappy, stalling bike for a decent one with alloy wheels, nice thick tyres and a decent engine. The key for me was to look at the kms each bike had clocked up. 25k on the crap bike vs 15k on the current, far superior one. The old bike popped a tyre on me, although I took an unfortunate shortcut through an ATV dirt quadbike track on the way to Nai Han beach by mistake, so I guess I'll wear the blame for that. Cost me 250thb to get the tube replaced - the locals tell me I got ripped off by about 80 baht.
7. What? No one here wants to learn how to kick some ass? Pfft, you lazy so and sos. Best price on Muay Thai I've found around Phuket is 450 for a single day. An eccentric ex pat at the bike rental suggested Tiger Muay Thai was the most reputable place to learn around here and claimed to be a devout student, but he looked like a stiff breeze would blow him over so... well, I dunno.
8. Cool! It's open slather on income supplimentation.
10. Thanks for all the insights on the local thin blue line. Sounds like they're a commendable bunch doing an ace job.
PS Well that went better than expected. I'm firing up Laundry List 2 as we speak. Cheers all!
#12 Posted: 7/9/2010 - 00:18
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