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Travel insurance through airline?

  • molocono

    Joined Travelfish
    6th September, 2010
    Posts: 24

    I'm booking my ticket to Thailand through American Airlines and they offer travel insurance for $77. Should I go with that or go with something like World Nomads? I don't know if they are the same thing or not. Thanks!

    #1 Posted: 4/12/2010 - 02:21

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  • busylizzy

    Joined Travelfish
    31st December, 2007
    Location New Zealand
    Posts: 2155
    Total reviews: 20
    Places visited:
    At least 107

    I would suggest that you really need to look at the wording of the policy document and compare.

    This is something I posted awhile back that might help you decide:

    Some things to consider when comparing insurance policies:

    - can you extend the policy while travelling (important if you are travelling long-term)?
    - what are the exclusions?
    - do they pay for medical evacuation? (esp important if travelling in Vietnam, Indonesia, Laos, etc)
    - does the cost cover the value of your camera, laptop, iPod, etc? If not, find out what the additional cost is for these.
    - what are maximum payouts for each item?
    - can you claim while overseas?
    - what is the excess per claim?
    - what rental car coverage is there?
    - are you covered for motorcycling? diving? (any other adventurous activities that you are likely to partake in)
    - total cost

    And there is an article here: http://www.travelfish.org/board/post/travelinsurance/10045_travelling-without-an-insurance---a-warning-

    #2 Posted: 4/12/2010 - 02:39

  • Dilligaf

    Joined Travelfish
    27th November, 2010
    Posts: 10

    Sounds pretty cheap.
    As the busy one said, check the fine print and the policy wording to ensure you have adequate cover.

    #3 Posted: 5/12/2010 - 08:30

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