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I'm booking my ticket to Thailand through American Airlines and they offer travel insurance for $77. Should I go with that or go with something like World Nomads? I don't know if they are the same thing or not. Thanks!
I would suggest that you really need to look at the wording of the policy document and compare.
This is something I posted awhile back that might help you decide:
Some things to consider when comparing insurance policies:
- can you extend the policy while travelling (important if you are travelling long-term)?
- what are the exclusions?
- do they pay for medical evacuation? (esp important if travelling in Vietnam, Indonesia, Laos, etc)
- does the cost cover the value of your camera, laptop, iPod, etc? If not, find out what the additional cost is for these.
- what are maximum payouts for each item?
- can you claim while overseas?
- what is the excess per claim?
- what rental car coverage is there?
- are you covered for motorcycling? diving? (any other adventurous activities that you are likely to partake in)
- total cost
molocono
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I'm booking my ticket to Thailand through American Airlines and they offer travel insurance for $77. Should I go with that or go with something like World Nomads? I don't know if they are the same thing or not. Thanks!
#1 Posted: 4/12/2010 - 02:21
busylizzy
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I would suggest that you really need to look at the wording of the policy document and compare.
This is something I posted awhile back that might help you decide:
Some things to consider when comparing insurance policies:
- can you extend the policy while travelling (important if you are travelling long-term)?
- what are the exclusions?
- do they pay for medical evacuation? (esp important if travelling in Vietnam, Indonesia, Laos, etc)
- does the cost cover the value of your camera, laptop, iPod, etc? If not, find out what the additional cost is for these.
- what are maximum payouts for each item?
- can you claim while overseas?
- what is the excess per claim?
- what rental car coverage is there?
- are you covered for motorcycling? diving? (any other adventurous activities that you are likely to partake in)
- total cost
And there is an article here: http://www.travelfish.org/board/post/travelinsurance/10045_travelling-without-an-insurance---a-warning-
#2 Posted: 4/12/2010 - 02:39
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Dilligaf
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Sounds pretty cheap.
As the busy one said, check the fine print and the policy wording to ensure you have adequate cover.
#3 Posted: 5/12/2010 - 08:30