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  • lizzymac

    Joined Travelfish
    4th July, 2006
    Posts: 2

    How accessible are ATMs in Thailand, including the smaller islands?

    I will be travelling to Bangkok, Samui, Pangnang and Tao and need to know whether I will be able to draw money out of ATMs or whether I should stick with travellers cheques?

    #1 Posted: 4/7/2006 - 21:10

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  • neeners

    Joined Travelfish
    1st May, 2006
    Posts: 41
    Total reviews: 4

    ATM is widely availabe in Bankok. I was able to use my Visa credit card and Visa Electron debit card without a problem. There's also a number of ATMs in Samui, usually along the main road.

    In Pha Ngan, I think I saw a couple in Thong Sala and Haad Rin.

    #2 Posted: 4/7/2006 - 22:53

  • lizzymac

    Joined Travelfish
    4th July, 2006
    Posts: 2

    Thanks very much for your reply. So would you bother with travellers cheques or just go with bank card? American Express also do a new card which is a cross between an ATM/Credit Card and travellers cheques. I'm wondering if I should go for that so there's a bit of a happy medium.

    #3 Posted: 4/7/2006 - 22:58

  • somtam2000

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    Ko Smaui, Ko Pha Ngan and Ko Tao all have ATMs.

    I always travel with a couple of TQs as a backup.

    #4 Posted: 5/7/2006 - 08:01

  • exacto

    Joined Travelfish
    12th February, 2006
    Location United States
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    i typically use an ATM card as my main source of cash on trips anywhere in the world. it's quick, easy, and depending on your bank's service charges, even a better deal. even so, sometimes the ATMs aren't working, etc., so it is always smart to have at least a few traveller's checks and even a bit of cash stashed away in case you get stuck, like somtam says, as a back up. you can always spend those once you get back home if needed, or use them for a special splurge on your last day. :)

    #5 Posted: 5/7/2006 - 14:02

  • neeners

    Joined Travelfish
    1st May, 2006
    Posts: 41
    Total reviews: 4

    And don't forget to set aside THB 500 for the airport tax ;)

    #6 Posted: 5/7/2006 - 21:07

  • calitraveler

    Joined Travelfish
    24th July, 2006
    Posts: 25

    how much does the thai atm charge to withdrawal cash? i'm assuming that they charge you a fee when you use it..

    #7 Posted: 25/7/2006 - 11:40

  • exacto

    Joined Travelfish
    12th February, 2006
    Location United States
    Posts: 2404
    Total reviews: 47
    Places visited:
    At least 98

    there are a few ATM's, usually in out-of-the-way places like the pier in Ban Phe (on the way to Ko Samet), which charge a user fee. but typically, the ATM's belonging to the major Thai banks don't charge a fee. they make their money on the exchange rate they charge your bank. you bank, however, may add a flate fee for the transaction or a percentage of the value of the transaction. you can check with your bank before you leave to get info on their fee schedule and info on which ATMs they recommend you use. i hope that helps. cheers.

    #8 Posted: 25/7/2006 - 13:12

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