Health and safety forum
Long term health insurance
22nd April, 2010
What do the expats do for health insurance?
I've been researching health insurance for a couple, and come up with premiums approaching $10,000.00 pa
That puts a severe dent in plans for retirement in S.E.Asia!
Is there any available for a more reasonable premium?
#1 Posted: 9/12/2013 - 14:13
21st January, 2004
Total reviews: 24
At least 113
Depends where you live, what you want covered, your age, health etc etc. Getting "expat" insurance in Bali for eg is difficult as a number of companies won't cover you for living here.
We have an apocalyptic policy with Aetna and an annual policy for a family of four comes in at around A$4,000 - but the excess is $5k (hence apocalyptic) so I still need travel insurance on top of that (for which I use World Nomads).
#2 Posted: 9/12/2013 - 21:29
16th July, 2010
I am an expat in indonesia & currently pay 126 USD per month with AXA PPP ( the underwriter is pacific prime) this includes travel insurance as well. The deductible is high at 3500 USD with no check ups or dental. I really just wanted/needed to be covered for catastrophic illness or injury.
#3 Posted: 10/12/2013 - 00:50
22nd April, 2010
Thanks for your responses.
Being 66 & 69, I knew it would be expensive, and probably have all sorts of exclusions, but wasn't prepared for such a high premium. Don't want all the bells & whistles, just enough to cover us in the case of emergency.
You have given me hope though, so I will check out your insurers.
We both love Vietnam, and were hoping to settle in the north.
#4 Posted: 10/12/2013 - 14:06
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