I am about to head off on a 12 month RTW trip starting next week. I am now looking into travel insurance and can't quite work out which group to go with. I have seen that World Nomads are pretty much the best regarded group through which to get insurance, but there are a few things that put me off them a little which I was hoping to get your guidance on. In particular, I am looking at the Worldwide, including USA, Canada, The Caribbean & Japan policy which comes to £382:
* they have a single item limit of only £100 for valuables. I am taking my Nikon D90 with me, and £100 would only cover 10% of this if it was stolen
* their level 1 sports coverage does not include Scuba diving down to 30m (most basic travel insurance does cover Scuba up to 30m depth as standard). Adding level 2 coverage takes the bill to around £500!
* Hiking only up to an altitude of 3000m
On the other had, I am looking at the STA BLUE Worldwide Premier Including USA policy which seems slightly more inclusive.
Does anyone have any views on this? I just think that WN seems quite a bit more expensive for what you actually get as standard.
Any thoughts very much appreciated!
You can check World Escapade as well. World Nomads is recomended by almost every guide, including Travelfish btw, thus I think they take advantage of it and charge a little more. Like in every product, you'll always pay for the "brand's name". I've never used them, but perhaps in a 12 month trip it'll be good to go with a known insurer...
#2 Indoluso has been a member since 22/12/2009. Posts: 133
There are many insurance company who deals into different types of insurance and they offer different options as you can select the one which you feel is the best for you.
#4 Herry00 has been a member since 25/10/2010. Posts: 1