Insurance forum

Posted from within Vietnam.

I booked my original insurance with Insure & Go. I made 2 claims for theft of baggage and neither were successful BUT if I'm honest, I didn't comply with their regulations (not my fault in the first instance - you try getting a police report in China!) so I doubt any company would have paid out. Still, I tried! So I can't tell you if they were any good or not regarding claims but they did allow me to extend whilst away (to 18 months) and to add on a new computer (for a fee), so I thought they were quite flexible and helpful.

I then insured for a few months with World Nomad as they are one of the only ones to insure you once you have left your country of origin, but they were expensive - though very good I hear (from Travelfish!). Note that if they lump Asia in with US and Canada so make sure you click the right button for countries as I messed up on this!

I then travelled back to the UK for a holiday so was able to get insured through Primary Insurance because Which? recommends them (and my mum swears by Which?!). They were about 30 pounds cheaper than Columbus for what looked like a similar level of cover. www.primaryinsurance.co.uk.

I didn't have to provide any evidence of my UK citizenship.

Once I replace my stuff I'm going to insure it...

i've used insure and go before and had to make a claim when a rucksack of mine was stolen in peru. i got a police report right away (i think for any claims you need to do this within 24 hours) and after several emails between myself and insure and go where they basically asked for futher information about how exactly my bag got stolen etc my claim was successful. i guess they hope that people will just get fed up with all the questions they keep asking and that they will give up on the claim and they wont have to pay up.

i have also had to make a claim with STA travel and they were a bit less hassle. still needed the police report but once i had made the claim my money was sent to me pretty quickly!