Insurance forum

Backpackers insurance - v - Annual Travel Insurance

Rai

newbie
Posts: 2

Hello all!

Could anyone advise me what insurance is "better" - backpackers or annual?
Im going backpacking to SE Asia (i.e. Laos, Cambodia and Vietnam) for 36 days, and cant make up my mind which one of those 2 to choose.
Ill definitely be going (if nothing happens during this SE trip :] ) back to SE (but different countries) next summer.
As much as Ive already searched, backpackers insurance seems to be more expensive (for the period of those 5-6 weeks costs a few £ less). Can anyone suggest which one is better for me, "not that real" type of a backpacker? Many thanks for your thought!

#1 Posted: 4/10/2011 - 02:34
Rai

newbie
Posts: 2

Ok, just after posting my post, came across thsi useful link:
http://www.travellerspoint.com/forum.cfm?thread=71798
Hope, it will be of a help to somebody, too!

#2 Posted: 4/10/2011 - 05:10
cliona

longtail driver
Posts: 9

As far as I think annual travel insurance is better if you are planning for multiple trips. Because you can have the same coverage for all your trips all year long and annual insurance are comparatively economical.

#3 Posted: 12/10/2011 - 19:51
Saniya

newbie
Posts: 1

Annual travel insurance is basically a multi trip insurance policy that covers you through out the year for your multiple trips from your country of residence. It's for people who take multiple holidays in one year.

Backpacker Travel Insurance is different it usually means you leave the UK and your insurance policy covers you for going between countries and not returning to the UK until the end of the policy.

So make a decision according to your travel trip.

#4 Posted: 13/1/2012 - 00:56
Danwowski

backpacker
Posts: 14

Annual cover generally has more restrictions, as Saniya said, and often has restrictions over trip length and activities covered.

Make sure you read the small print!

#5 Posted: 13/1/2012 - 06:33
pathialen

backpacker
Posts: 12

you must consult the insurance agent of your company, he/she can guide you better.
Med life

#6 Posted: 26/1/2012 - 07:33