Insurance forum

Hi,

I set out on a 3 month trip to south east asia with my girlfriend only to break my collar bone badly in Chiang Rai 12 days in. Holidaysafe insurance got a good write up by which magazine and their policy sounded pretty good, if not quite cheap. I had a nasty break which meant my bone overlapped which normally needs surgery. The hospital was so bad in chiang rai that we got the bus back to chiang mai and were told by our insurance company to go to the university hospital. I dont know whether i just had a bad experience but the place was manky and the doc was on his iphone with it to his ear while manipulating a very sore broken bone on my shoulder. I waited 3 DAYS for the insurance 'doctor' to get back to me after sending him my xrays to get his opinion. In the end, i was covered for basically nothing even tho i could no longer carry out my 3 month trip due to needing help to even get dressed. I wouldn't have minded so much if i hadn't been left 3 days in limbo waiting on this joker getting back to me. Just a word of warning on this company.

After coming home, im resting up and will be back out ASAP!