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Insurance forum

About travel insurance?

Posted by rey_21 on 17/10/2013 at 02:36

Travel insurance, What is this about??

#1 rey_21 has been a member since 17/10/2013. Posts: 6

Posted by somsai on 17/10/2013 at 09:32

Insuring yourself against loss while traveling. Lao airlines just had a crash, no survivors. Imagine if they'd of bought insurance?

#2 somsai has been a member since 1/3/2006. Location: United States. Posts: 568


Posted by rey_21 on 18/10/2013 at 00:28

What is its difference from having a life insurance??

#3 rey_21 has been a member since 17/10/2013. Posts: 6

Posted by goonistik on 18/10/2013 at 23:01

Rey_21

There are different travel insurance policies to cover various contingencies. You can read more here

http://en.wikipedia.org/wiki/Travel_insurance

#4 goonistik has been a member since 7/1/2010. Location: Philippines. Posts: 562
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Posted by antoniamitchell on 19/10/2013 at 15:29

In a nutshell:

Life insurance pays your family money if you die.

Travel insurance pays your medical bills if you get injured in a foreign country, and will medivac you back to your home country if necessary. It also can compensate you for lost luggage, missed flights, etc., depending on the coverage you buy. But the main reason to get it is the medical coverage - if you're visiting somewhere like the States and are unlucky enough to be in a car accident, your medical bills could easily add up to tens of thousands of dollars.

#5 antoniamitchell has been a member since 13/5/2012. Location: Singapore. Posts: 476
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Posted by Geer1 on 19/10/2013 at 19:36

Travel insurance is health insurance while travelling as well as it can cover lost luggage, flight changes and some other things as well.

When I travelled SEA I got sick with Dengue Fever. My travel insurance covered my expenses, it ended up being cheaper then if I hadn't bought insurance but you never know what will happen. Would suck to get in a car accident and have to pay thousands of dollars for surgery/treatment when insurance would have only cost a couple hundred bucks.

#6 Geer1 has been a member since 14/9/2012. Posts: 540
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Posted by rey_21 on 23/10/2013 at 04:45

antoniamitchell,
Geer1,

Thanks for clarification guys, I appreciate your informative response, thanks

#7 rey_21 has been a member since 17/10/2013. Posts: 6

Posted by rey_21 on 24/10/2013 at 00:11

goonistik

I forgot to thank you too, Thanks for the link.

#8 rey_21 has been a member since 17/10/2013. Posts: 6


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