Insurance forum

Basiclly I want to hear of a "good" insurance company, not one that bends over backwards to get out of paying!
Any hospitalisation in most countries costs a small fortune and want to find one that coughs up without you have to get better and get home first at your total exspense. They all say "no problem" we will give you your money back when you get home....

ps. I don't have parents to wire money if I became unstuck.

marineboy,

i'd like to recommend that you don't go to thailand at all. you seem to have a chip on your shoulder and are expecting to be ripped off and hassled even before the possibility exists. i suspect that you will be happier travelling someone else.

marineboy,

if you don't see why i said you seem to have a chip on your shoulder, then you are the only one. both of your requests for information about travel insurance assumed that you would be ripped off in Thailand and that whichever travel insurance people recommended would similarly attempt to avoid your claim. that's a very negative, more than just cynical point of departure, hence the chip on your should comment.

i only responded in the first place because you were rude to khun wilko, which was not only unfair to wilko, but generally inconsistent with the friendly and helpful tone of this messageboard. my suggestion that you skip Thailand for another destination was sincere. you have several times, including in your last post, mentioned that you essentially expect trouble. i fear that with that attitude in Thailand, you'll find it, even when it doesn't exist, and both you and those around you will not have a good time. really, if you expect trouble, you might want to consider travelling elsewhere.

as for your comments about me, i think i'll let my over 500 posts over the last two years speak for themselves. your own words have told us volumes about you. and for the record, a great number of the regular contributors on this board, including me, are also the older, well-seasoned travellers that you tell us you are. yet we have managed to keep our cynicism in check and always strive to be courteous to others on this board - particularly those kind enough to respond to our posts.

so, within that spirit, i recommend that if you haven't yet, you try world nomads insurance. unfortunately, or fortunately, depending on how you look at it, i've never had to claim money from them personally, but know several others who have had good experience getting their claims painlessly settled.

finally, i hope you will continue to use this message board and share your insights and experiences with the rest of us. but i hope that you can do it with a smile like the rest of us manage to do, because if you don't yet realize that your posts, at least the ones in this thread, are combative, then you need to.

good luck.