Insurance forum

UK: Warning over GAP year insurance...

  • tails101

    Joined Travelfish
    1st April, 2006
    Location United Kingdom
    Posts: 105

    Making the news in the UK at the moment is the case of a 19 y/o who was injured whilst riding a moped in Vietnam. He was wearing a helmet and had a full UK driving licence but not a full UK motorbike licence and so the insurers wouldn't pay out. This clause was apparently contained in page 13 of a 64 page T&C document. It cost his Dad £25 000 to fly him home!

    The policy was issued by one of the UK's biggest chemist chains who actually quoted the family £85 000 to fly him home.

    Apparently some GAP year insurances do cover riding mopeds as long as you wear a helmet - so if you're heading off on your travels, make sure you're insurance covers everything you need it to!,-father-urges.html

    #1 Posted: 29/6/2008 - 15:18

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  • somtam2000

    Click here to learn more about somtam2000
    Joined Travelfish
    21st January, 2004
    Location Indonesia
    Posts: 7371
    Total reviews: 24
    Places visited:
    At least 113

    Thanks for the report tails -- I've made those links in the above post live so they're easier for people to read.

    The chemist involved is Boots.

    #2 Posted: 29/6/2008 - 16:01

  • tails101

    Joined Travelfish
    1st April, 2006
    Location United Kingdom
    Posts: 105

    Thanks Somtam... appreciated.

    Another point worth mentioning... if anyone has recently purchased insurance in the UK and subsequently finds it isn't suitable for whatever reason, there is a 14 day cooling off period in which you can cancel the policy and receive a full refund.

    #3 Posted: 29/6/2008 - 17:24

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