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Withdraw large amounts of money at bank counter, not ATM

  • CPatrick

    Joined Travelfish
    14th July, 2012
    Posts: 1

    Hello everyone,

    I am planning to travel in Vietnam soon.

    I would like to avoid the fees associated with withdrawing from an ATM in Vietnam.

    Is it possible to withdraw a larger amount money at the foriegn exchange counter INSIDE a larger branch of a bank in a large city USING my Canadian bank atm card or Canadian Visa credit card?

    I am thinking around 8,000,000 dong.

    I would appreciate any information on this possibility.

    Thanks Neil

    #1 Posted: 14/7/2012 - 23:47

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  • busylizzy

    Joined Travelfish
    31st December, 2007
    Location New Zealand
    Posts: 2155
    Total reviews: 20
    Places visited:
    At least 107

    I was able to pull out approx $500NZD using my NZ Mastercard at a bank in HCMC without any problem. But just be aware that if you do a cash advance, you will normally incur interest immediately. Weight that up against ATM fees. To avoid that, I went online the day before and transferred enough money to cover the withdrawal and any other expenses I already had on my card.

    #2 Posted: 15/7/2012 - 05:53

  • altmtl

    Click here to learn more about altmtl
    Joined Travelfish
    18th May, 2009
    Location Earth
    Posts: 969
    Total reviews: 5

    Load your credit card beforehand to avoid interest, but you still may get charged a fee from your bank? In Canada it's $2.50.

    #3 Posted: 15/7/2012 - 05:59

  • tyler

    Joined Travelfish
    7th December, 2010
    Location Canada
    Posts: 257
    Places visited:
    At least 71

    8000000 dong. Should make bartering easy pulling out that big wad!
    Hmm - you might need an extra bag for your dong... :)

    #4 Posted: 15/7/2012 - 18:03

  • Randy

    Joined Travelfish
    3rd February, 2011
    Posts: 28

    I am a Canadian, frequently visit to Vietnam. In my own opinion and for my own safety during my time there, I never take out more than 200US dollars at a time. The first thing is inconvenience . With that equivalence of Vietnamese bills, where would I stuff all of those money? The second thing is whenever I pay something, I gotto pull out a bundle of cash and that catches attention of bad element in Vietnamese streets. Bottom line, be safe Buddy. Accept the fee and NEVER, EVER carry big cash in Vietnamese society. The end.

    #5 Posted: 26/8/2012 - 17:49

  • LolaNguyen

    TF writer
    Joined Travelfish
    28th August, 2012
    Posts: 94

    Posted from within Vietnam.

    Use Tech Com bank's ATM's they are one of the only ATMs that do not charge a processing fee (usually 20,000VND) and you can take up to 5,000,000VND out at a time. Does'nt help much with your bank charges at home unless you get a prepaid travel card and load it before you go - which might well save you a few quid which goes a long way in Vietnam.

    #6 Posted: 31/8/2012 - 09:04

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