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Insurance forum

travel insurance and trip purpose

Posted by legrass on 29/12/2015 at 13:03

Hi, I'd like to have a travel insurance that covers annual multi-trips, some for business purpose and some for holidays. However, I don't understand whether the purpose of the trip is a key aspect for the policy. I can see that some offer optional "business cover" to cover additional equipment, but let's say I don't have any equipment to cover, can I travel to e.g., Rome, to a conference (hence for business) with a common travel insurance and be covered like I would t ...

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Viewed 756 times, with 1 reply. Last reply by antoniamitchell on 31/12/2015 at 08:03

When stuff goes wrong, who to blame?

Posted by somtam2000 on 24/9/2015 at 19:47

I read a blogpost yesterday by a blogger on a comped trip in Africa. They were in the resort restaurant when a waiter misplaced a coffee which then spilled onto their laptop ruining it. They're seemingly lack travel insurance and are not happy. At all. To my mind, at least going off what the post says, it was an accident -- it wasn't as if the staffer deliberately walked over and poured a latte onto the laptop -- and these things happen. While we're big advocates of using travel insurance, I'm ...

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Viewed 1,710 times, with 17 replies. Last reply by Nia on 26/10/2015 at 05:48

Why we recommend World Nomads travel insurance

Posted by somtam2000 on 25/6/2013 at 19:27

Regular Travelfish readers will be aware that we've been long time fans of World Nomads. We use them every single time we travel away from home and while they're not the cheapest, having met the people behind the company, we've been of the firm opinion they're the best. In all these years though, we've never had to make a claim -- until this week that is. Verdict? We were right -- they're excellent. On a recent trip to Thailand and Burma, I woke in my Bangkok guesthouse to find that through th ...

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Viewed 15,052 times, with 9 replies. Last reply by daawgon on 24/7/2015 at 12:04

baggage insurance

Posted by elysek on 24/6/2012 at 15:44

I will be in southeast asia for 6 weeks in July and August. I am already covered for medical, although I have been looking into baggage coverage. I will be taking my fairly new DSLR camera, and also my iPhone (both of which I plan on having on my most of the time). I will also have a new backpack, as well as obviously all my travel documents which would add up if I needed to replace them. My camera is over $1000, which I am finding is a value not normally covered so I might have to settle for on ...

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Viewed 6,687 times, with 7 replies. Last reply by Lovie on 23/7/2015 at 05:09

Should I get more Insurance

Posted by SoloGirls on 10/2/2014 at 03:39

So I contacted my extended health care and they said this is what they will cover: "Coverage is provided for unforeseen emergency treatments which could not have been reasonably anticipated, while traveling for business, vacation, or education. Benefits are limited to your initial treatment and one follow-up visit only." Includes: - $1,000,000.00 for out of country services - 100% coverage for a hospital stay in a semi-private room - 100% for emergency room or outpatient fees, docto ...

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Viewed 1,927 times, with 3 replies. Last reply by Lovie on 23/7/2015 at 05:04

One way travel Insurance

Posted by Jaymo89 on 9/8/2014 at 06:02

Hi, I leave for south east asia in 6 weeks and I'm trying to sort out insurance - the issue I seem to be having is only having a one way flight. Can anyone recommend a way round this or a good one way trip backpacker insurance company? Thanks, Jenny ...

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Viewed 1,713 times, with no replies.

Insurance for 67+ travelers

Posted by bman88 on 30/10/2013 at 14:05

I am almost 68 and Nomad Insurance cuts off at younger than 67. Does anyone know where travelers who are older than 67 can get insurance? Specifics will be helpful. ...

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Viewed 2,887 times, with 5 replies. Last reply by neilmason on 1/8/2014 at 02:00

Insurance covering cancelled flights -- when to start policy?

Posted by jonahgn on 3/1/2014 at 14:02

Hi, This may be a stupid question: I want to make sure my traveler's insurance is effective in case my flight/trip is cancelled. I know its recommended to buy insurance when you buy the flight ticket. But when I get insurance on a site like World Nomads, it asked to choose a Policy Start date. If I set the start date for when I fly -- will I be covered? Or do I have to set the policy start date for the day I buy my plane ticket? For instance, what if my trip is cancelled weeks before my Polic ...

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Viewed 2,918 times, with 5 replies. Last reply by MarcP on 25/6/2014 at 05:51

About travel insurance?

Posted by rey_21 on 17/10/2013 at 02:36

Travel insurance, What is this about?? ...

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Viewed 3,219 times, with 7 replies. Last reply by rey_21 on 24/10/2013 at 00:11

Insurance Company in Germany

Posted by tinab on 8/10/2013 at 16:32

Hello everyone. I am going to visit Germany for two months and I have everything done on my checklist except the Health Insurance. Can anyone tell me if I need a helath insurance during my stay in Berlin. I am going to travel after two days so please tell me asap. Looking for help ...

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Viewed 1,715 times, with 3 replies. Last reply by mattocmd on 9/10/2013 at 17:09

Insurance advice: WN or ihi direct?

Posted by raymie on 26/7/2013 at 17:44

Hello, First off, I apologize as my question is probably off-topic and not related to this site's theme of catering to travel in SEA. Actually, I am based in US and my parents will be visiting for a few weeks. Considering high medical costs in US, I want to buy travel insurance for them. I have been searching online for some time now about which is the best policy. Quite a few US based providers exist, but they seem questionable operations (getting policy is easy and cheap, but getting claims ...

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Viewed 4,317 times, with 3 replies. Last reply by SBE on 1/8/2013 at 04:36

Avoid holidaysafe insurance!

Posted by 2Peas on 7/3/2013 at 08:34

Hi, I set out on a 3 month trip to south east asia with my girlfriend only to break my collar bone badly in Chiang Rai 12 days in. Holidaysafe insurance got a good write up by which magazine and their policy sounded pretty good, if not quite cheap. I had a nasty break which meant my bone overlapped which normally needs surgery. The hospital was so bad in chiang rai that we got the bus back to chiang mai and were told by our insurance company to go to the university hospital. I dont know w ...

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Viewed 22,744 times, with 18 replies. Last reply by somtam2000 on 10/7/2013 at 08:12

Choosing best insurance .. ?

Posted by Winstan on 17/1/2012 at 11:43

Want to be doing things , I have a full motorcylce licence in UK, thinking rent a moped , going scuba diving and go mountain biking those type activites, what would be best insurance company to go with from experience .? Dont mind spending £200 pound on 3 months insurance , looked at STA backpacker black which seems good , aswell as others (gocompare, insure and go , post office , nomad ) . Not sure what to settle on , which did people her use ? Thanks ...

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Viewed 4,289 times, with 2 replies. Last reply by Duxnuts on 3/7/2013 at 04:56

Question about insurance for US citizens

Posted by mattocmd on 5/6/2013 at 21:27

Hello, My question is for fellow Americans, as rules/laws regarding insurance probably vary by country. I'm traveling in a couple of weeks to SE Asia and will stay for a month. I'm going to bring my new Mac Book Air, camera gear worth around $1500, $1500 in cash and some other items of value. I'm going to Burma so I have to carry such a wad of cash around with me. I stay in low-end guesthouses and last time I was always worried that I'd come back to my room and would be missing my camera le ...

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Viewed 1,900 times, with 1 reply. Last reply by DLuek on 5/6/2013 at 23:18

No travel insurance proves costly for Phuket tourist

Posted by somtam2000 on 29/1/2013 at 04:29

The Phuket News has the wrap on an unfortunate 30 year-old British tourist who had a heart attack in Phuket and is now in a bad way in hospital. He forgot to get travel insurance before leaving. According to the story his hospital stay has cost 10,000 pounds so far and ongoing costs are 2,300 pounds a day. Says one of his travel companions: "Everyone else had it [travel insurance], and I told him last week, make sure you get your insurance, but he forgot. It's not a good idea, and n ...

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Viewed 2,802 times, with 5 replies. Last reply by sayadian on 30/5/2013 at 11:45

International Health Insurance for US Citizens

Posted by seasquared on 29/11/2012 at 11:02

I've been perusing these forums for a while now, and they've been incredibly helpful in planning our trip to SE Asia this spring. I'm still a little confused about travel insurance, though. Most of the information I've found is directed at Americans who are doing short term travel while still covered by their employers' plans, or at non-Americans who live in countries covered by national healthcare plans. Any insight from someone else who doesn't fit in those categories? My husband and I are qu ...

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Viewed 4,204 times, with 5 replies. Last reply by JoeDawn on 30/5/2013 at 02:44

Explorer Travel insurance?? Anyone used it from the UK

Posted by Nom_14 on 18/5/2013 at 14:57

Hey guys, So I'm planning a solo trip to SE Asia this summer after uni. So I've been looking around for insurance. World Nomads popped up but I see a lot of people here think World Nomads is too pricey, so after looking at alternatives I've come across 'Explorer Travel Insurance' via Has anyone used it before?? Particularly from the UK?? Are they good? Reliable? This is my first time ever doing something like this, so I don't know what I'll be doing or what I won't do. ...

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Viewed 2,138 times, with no replies.

SE Asia Travel Insurance

Posted by leosuc on 23/1/2008 at 00:01

I am satrting my 6 months trip in SE Asia in a week and I am looking for the best - at reasonable price - Insurance. I know the website recomends a few but do you recomend one in particular? Have you used them and they work in all the countries? Thanks ...

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Viewed 16,408 times, with 20 replies. Last reply by frere on 16/5/2013 at 14:50

Travel Insurance for Americans

Posted by katierosedawson on 18/12/2012 at 11:35

I am an American traveling to Southeast Asia for 2 months and I am covered under my parents health insurance, but it doesn't apply in the countries I will be visiting. Most of the blogs that I have visited recommend World Nomads, but I am worried to trust some sites because they advertise that insurance company. Can anyone honestly recommend a company? I also could add international insurance to my existing plan, but that won't include lost baggage and other travel related issues. What is the ...

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Viewed 3,034 times, with 2 replies. Last reply by somtam2000 on 20/12/2012 at 17:20

Travel Insurance to Cover Motorbiking without Bike Licence in Home Country

Posted by StephJayne165 on 14/8/2012 at 07:00

Hi, Wondering if anybody can give me some advice as to whether there are any insurance companies out there who will cover you for any accidents etc. when riding a motorbike. I have a UK car licence, but this doesn't cover bikes. I want to do a few tours whilst in Asia, but obvioulsy I would prefer to be covered for this. I do have time to do my CBT before I go, if this will make any difference? Also, will most insurance companies cover for travel on a motorbike as a passenger? If anyone can gi ...

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Viewed 4,413 times, with 2 replies. Last reply by travellingsarah on 20/12/2012 at 02:58

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