How accessible are ATMs in Thailand, including the smaller islands?
I will be travelling to Bangkok, Samui, Pangnang and Tao and need to know whether I will be able to draw money out of ATMs or whether I should stick with travellers cheques?
#1 lizzymac has been a member since 4/7/2006. Posts: 2
ATM is widely availabe in Bankok. I was able to use my Visa credit card and Visa Electron debit card without a problem. There's also a number of ATMs in Samui, usually along the main road.
In Pha Ngan, I think I saw a couple in Thong Sala and Haad Rin.
Thanks very much for your reply. So would you bother with travellers cheques or just go with bank card? American Express also do a new card which is a cross between an ATM/Credit Card and travellers cheques. I'm wondering if I should go for that so there's a bit of a happy medium.
#3 lizzymac has been a member since 4/7/2006. Posts: 2
Ko Smaui, Ko Pha Ngan and Ko Tao all have ATMs.
I always travel with a couple of TQs as a backup.
#4 somtam2000 has been a member since 21/1/2004. Location: Indonesia. Posts: 7,756
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i typically use an ATM card as my main source of cash on trips anywhere in the world. it's quick, easy, and depending on your bank's service charges, even a better deal. even so, sometimes the ATMs aren't working, etc., so it is always smart to have at least a few traveller's checks and even a bit of cash stashed away in case you get stuck, like somtam says, as a back up. you can always spend those once you get back home if needed, or use them for a special splurge on your last day. :)
how much does the thai atm charge to withdrawal cash? i'm assuming that they charge you a fee when you use it..
#7 calitraveler has been a member since 24/7/2006. Posts: 25
there are a few ATM's, usually in out-of-the-way places like the pier in Ban Phe (on the way to Ko Samet), which charge a user fee. but typically, the ATM's belonging to the major Thai banks don't charge a fee. they make their money on the exchange rate they charge your bank. you bank, however, may add a flate fee for the transaction or a percentage of the value of the transaction. you can check with your bank before you leave to get info on their fee schedule and info on which ATMs they recommend you use. i hope that helps. cheers.