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Long term health insurance

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Posted by UsTwo on 9/12/2013 at 14:13

What do the expats do for health insurance?
I've been researching health insurance for a couple, and come up with premiums approaching $10,000.00 pa
That puts a severe dent in plans for retirement in S.E.Asia!
Is there any available for a more reasonable premium?

#1 UsTwo has been a member since 22/4/2010. Location: Australia. Posts: 71
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Posted by somtam2000 on 9/12/2013 at 21:29 admin

Depends where you live, what you want covered, your age, health etc etc. Getting "expat" insurance in Bali for eg is difficult as a number of companies won't cover you for living here.

We have an apocalyptic policy with Aetna and an annual policy for a family of four comes in at around A$4,000 - but the excess is $5k (hence apocalyptic) so I still need travel insurance on top of that (for which I use World Nomads).

#2 somtam2000 has been a member since 21/1/2004. Location: Indonesia. Posts: 7,824
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Posted by savorygal on 10/12/2013 at 00:50

I am an expat in indonesia & currently pay 126 USD per month with AXA PPP ( the underwriter is pacific prime) this includes travel insurance as well. The deductible is high at 3500 USD with no check ups or dental. I really just wanted/needed to be covered for catastrophic illness or injury.

#3 savorygal has been a member since 16/7/2010. Posts: 170
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Posted by UsTwo on 10/12/2013 at 14:06

Thanks for your responses.

Being 66 & 69, I knew it would be expensive, and probably have all sorts of exclusions, but wasn't prepared for such a high premium. Don't want all the bells & whistles, just enough to cover us in the case of emergency.
You have given me hope though, so I will check out your insurers.

We both love Vietnam, and were hoping to settle in the north.

#4 UsTwo has been a member since 22/4/2010. Location: Australia. Posts: 71
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