Search

Photo: Keep up to date with your offerings.

Health and safety forum

Long term health insurance

  Click here to add your reply

Posted by UsTwo on 9/12/2013 at 14:13

What do the expats do for health insurance?
I've been researching health insurance for a couple, and come up with premiums approaching $10,000.00 pa
That puts a severe dent in plans for retirement in S.E.Asia!
Is there any available for a more reasonable premium?

#1 UsTwo has been a member since 22/4/2010. Location: Australia. Posts: 72
 Send UsTwo a private message 





Posted by somtam2000 on 9/12/2013 at 21:29 admin

Depends where you live, what you want covered, your age, health etc etc. Getting "expat" insurance in Bali for eg is difficult as a number of companies won't cover you for living here.

We have an apocalyptic policy with Aetna and an annual policy for a family of four comes in at around A$4,000 - but the excess is $5k (hence apocalyptic) so I still need travel insurance on top of that (for which I use World Nomads).

#2 somtam2000 has been a member since 21/1/2004. Location: Indonesia. Posts: 7,943
 Send somtam2000 a private message   Where has somtam2000 been?   Website   Twitter   Facebook    Flickr    Instagram   Pinterest 

Agoda coupon: Get an extra 7% off selected properties with the coupon code
“Tfishpromo”

Posted by savorygal on 10/12/2013 at 00:50

I am an expat in indonesia & currently pay 126 USD per month with AXA PPP ( the underwriter is pacific prime) this includes travel insurance as well. The deductible is high at 3500 USD with no check ups or dental. I really just wanted/needed to be covered for catastrophic illness or injury.

#3 savorygal has been a member since 16/7/2010. Posts: 176
 Send savorygal a private message   Website 

Posted by UsTwo on 10/12/2013 at 14:06

Thanks for your responses.

Being 66 & 69, I knew it would be expensive, and probably have all sorts of exclusions, but wasn't prepared for such a high premium. Don't want all the bells & whistles, just enough to cover us in the case of emergency.
You have given me hope though, so I will check out your insurers.

We both love Vietnam, and were hoping to settle in the north.

#4 UsTwo has been a member since 22/4/2010. Location: Australia. Posts: 72
 Send UsTwo a private message 


Please login to add a reply

You need to be a Travelfish member to be able to add a reply to this post. Please use the button below to log in. After logging in you'll be returned to this page automatically to add your post. Not a member? Join up here.

Top of page