Making the news in the UK at the moment is the case of a 19 y/o who was injured whilst riding a moped in Vietnam. He was wearing a helmet and had a full UK driving licence but not a full UK motorbike licence and so the insurers wouldn't pay out. This clause was apparently contained in page 13 of a 64 page T&C document. It cost his Dad £25 000 to fly him home!
The policy was issued by one of the UK's biggest chemist chains who actually quoted the family £85 000 to fly him home.
Apparently some GAP year insurances do cover riding mopeds as long as you wear a helmet - so if you're heading off on your travels, make sure you're insurance covers everything you need it to!
Thanks for the report tails -- I've made those links in the above post live so they're easier for people to read.
The chemist involved is Boots.
#2 somtam2000 has been a member since 21/1/2004. Location: Indonesia. Posts: 7,738
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Thanks Somtam... appreciated.
Another point worth mentioning... if anyone has recently purchased insurance in the UK and subsequently finds it isn't suitable for whatever reason, there is a 14 day cooling off period in which you can cancel the policy and receive a full refund.