Photo: Canals of Ca Mau, Mekong Delta.

Vietnam forum

ATM withdrawal limit in Vietnam

Posted by amazon_blonde on 6/3/2009 at 20:49

Posted from within Vietnam.

Before I arrived in Vietnam, everything I read (printed guidebooks and travelfish) suggested that there was a maximum withdrawal limit of 2,000,000 dong from ATMs in Vietnam. And sure enough, when I went to the ATM in Ha Tien and Can Tho, the limit was 2,000,000 and so I sucked it up, even though that's barely over $100 US and the per-transaction withdrawal fees with my bank are steep.
However, when we went to a CITI bank ATM in Saigon, we were able to withdrawal 6,000,000 dong and it looked like we could have taken out 8 million or more if we wanted. I'm not sure if that's restricted to CITI or if you can also get larger withdrawals from HSBC and other non-Vietnamese banks.
I suggest that you look around and try a couple before settling for a 2 million withdrawal if you want more cash. Cheers.

#1 amazon_blonde has been a member since 20/12/2008. Posts: 116

Posted by somtam2000 on 7/3/2009 at 07:21 admin

That's great news - thanks for the report back.

#2 somtam2000 has been a member since 21/1/2004. Location: Indonesia. Posts: 7,576
 Where has somtam2000 been?   Website   Twitter   Facebook    Flickr    Google+   Instagram   Pinterest 


Posted by Asphyxion on 7/3/2009 at 22:33

Posted from within Vietnam.

I used an ANZ ATM machine on the Hanoi airport. You could get 20.000.000 dong from the machine. There's another ANZ ATM machine on Le Thai To in Hanoi, i might get some money from there tomorrow and check its limit.

#3 Asphyxion has been a member since 7/3/2009. Posts: 1

Posted by ngg18 on 15/3/2009 at 14:43

I know there is an ANZ ATM machine in HCMC which allows you to withdraw 4 million dong. It is located in district 1 inside the GO GO GO bar on Bui vien street

#4 ngg18 has been a member since 4/6/2008. Posts: 21

Posted by daawgon on 21/3/2009 at 12:45

ANZ Bank is by far the best bank in Vietnam. I too was offered 20,000,000VND at the ANZ ATM (Main Hanoi Branch on Hoan Kiem Lake). I exchanged my Thai Baht with them at the Hanoi Airport - a reciept was given. When I departed Hanoi for Seoul just this week, ANZ Exchange facilities were all closed (8PM), and I had to settle for Techcombank Exchange - I could only get USD and no receipt was given (even when asked for).

#5 daawgon has been a member since 17/4/2007. Posts: 1,113

Posted by amazon_blonde on 21/3/2009 at 15:52

Posted from within Vietnam.

Yes, we have been able to withdraw large amounts from HSBC, Citi, and ANZ. My only peeve about ANZ ATMs is that they charge you 20,000 dong (in addition to what your home bank charges) and don't tell you this at the time of withdraw - it's only when you get your statement you see it. CITI charges the same 20,000 dong but is more upfront and tells you in advance.

#6 amazon_blonde has been a member since 20/12/2008. Posts: 116

Posted by basejump on 21/3/2009 at 19:58

20000 dong = A$1.67 .... cant complain about that - after all they are the ones providng the machine not your home bank ... however, agree it is better if you are told upfront

#7 basejump has been a member since 14/11/2008. Posts: 30

Posted by ruthjay on 5/5/2011 at 16:38

Posted from within Vietnam.

Just wanted to confirm these facts are still good 2 years on and add an update.

Hanoi - the main ANZ branch still has a 20 million limit although the withdrawal fee is now 40,000 VND. Other ANZ ATMs in the city seem to have a 4 million limit.

HCMC - the main ANZ branch near the financial tower has a 20 million limit, other ATMs in the city are 4 million and again a 40,000 fee. Citibank lets you withdraw 8 million with a 30,000 fee. HSBC seems to allow 5.5 or 5.6 million with a 55,000 fee for non-HSBC account holders.

Hope that helps someone out there!

#8 ruthjay has been a member since 21/3/2011. Posts: 1

Posted by ilaostours on 5/5/2011 at 17:13

Posted from within Vietnam.

[li]1: the government no longer allow the ppl change USD in jewelry shops. I can explain: firstly: the exchange rate in those shops are higher than the rate from the banks >>>> the ppl will change in the shops >>>> the banks lose big amount of foreign money, which is USD (we prefer USD) >>> dont have enuf USD for the import companies (the banks have to buy USD from outside VN when needed, which costs more) >>> the companies will go to the shops >>>> inflation. So from now on, if u change money in the shops and get caught by the police >>> a big fine and u will lose the amount u wanna change, they will take it.[/li]
Secondly, the way the government trying to control the money and gold market doesnt work. why? because, when the ppl need USD, the banks dont wanna help >>> ppl go to the black market (sneaky of course), and still, the shops have better exchange rate. and USD more stable than VND ( 1$ = 19.000 vnd last year, now: 1$ = 21.000 vnd). and USD can be used and changed in all countries.

[li]2: i think maureenm lives and works in Vietnam. right, maureenm? _Vietnam tour
[/li]

#9 ilaostours has been a member since 5/5/2011. Posts: 1

Posted by hsoa on 5/5/2011 at 21:48

Posted from within Vietnam.

The DongA bank branch on Pham Ngu Lao Street near De Tham Street in HCMC allowed a maximum of 10 million VND per transaction last week. The receipt shows no cost for this service. There is an announcement on the screen of the ATM that, in garbled English, may or may not say that there is no charge.

#10 hsoa has been a member since 12/6/2010. Posts: 22

Posted by hsoa on 5/5/2011 at 21:48

Posted from within Vietnam.

The DongA bank branch on Pham Ngu Lao Street near De Tham Street in HCMC allowed a maximum of 10 million VND per transaction last week. The receipt shows no cost for this service. There is an announcement on the screen of the ATM that, in garbled English, may or may not say that there is no charge.

#11 hsoa has been a member since 12/6/2010. Posts: 22


Please login to add a reply

You need to be a Travelfish member to be able to add a reply to this post. Please use the button below to log in. After logging in you'll be returned to this page automatically to add your post. Not a member? Join up here.