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Insurance forum

Insurance for persons over 70

Posted by wsaunders45 on 24/11/2016 at 04:27

Hello, Quick question. I have read great things about WorldNomds and sought to purchase insurance for a nine week trip to Vietnam, Laos and Cambodia this winter. But in filling out the application, there was a note that it is available only for persons under 70. I am 71. Any suggestions on a first rate travel insurance company that insures people over 70? Other suggestions? Thanks, Will Saunders, U.S.A. ...

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Viewed 1,139 times, with 6 replies. Last reply by TerroirTravel on 25/3/2017 at 15:25

Why we recommend World Nomads travel insurance

Posted by somtam2000 on 25/6/2013 at 19:27

Regular Travelfish readers will be aware that we've been long time fans of World Nomads. We use them every single time we travel away from home and while they're not the cheapest, having met the people behind the company, we've been of the firm opinion they're the best. In all these years though, we've never had to make a claim -- until this week that is. Verdict? We were right -- they're excellent. On a recent trip to Thailand and Burma, I woke in my Bangkok guesthouse to find that through th ...

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Viewed 24,350 times, with 22 replies. Last reply by TerroirTravel on 6/3/2017 at 11:41

Travel insurance and riding motorcycles

Posted by somtam2000 on 10/2/2017 at 06:02

Recently an Australian tourist had a bad motorbike accident on Ko Lanta which got quite a bit of news coverage after it emerged that because she was unlicensed, her travel insurance (Allianz) wouldn't cover her for the tens of thousands of dollars in medical bills she had. Partly as a result of this, we've just added a new story into the planning section of the site to highlight important considerations when it comes to hiring and riding a motorbike in Southeast Asia. Essentially, you need t ...

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Viewed 473 times, with 3 replies. Last reply by gecktrek on 27/2/2017 at 21:48

When travel insurance doesn't pan out

Posted by somtam2000 on 26/1/2017 at 23:02

Terrible story about an Australian woman who had a scooter accident on Ko Lanta and was badly injured. She did have travel insurance, but she didn't have a motorbike license, which meant that her policy did not cover her for the accident. At this stage, she's amassed over A$50,000 in medical bills and is now running a GoFundMe program to help raise funds from friends and family to get her back to Australia (and, one assumes, onto medical insurance coverage or Medicare back there). We bang on ...

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Viewed 282 times, with no replies.

Travel Insurance Help

Posted by sheriff2 on 3/5/2016 at 13:16

Myself and girlfriend are Irish Citizens we have lived in Canada for 5 years and are leaving - we will be in Ireland for 3 weeks before heading onto Asia travelling. We cannot get Travel Insurance anywhere... We cannot get insured by a Canadian company because we are leaving Canada and don't have a permanent address there, and we cant get insured by an Irish company because we haven't lived there in 6 months Any help would be greatly appreciated. ...

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Viewed 1,159 times, with 2 replies. Last reply by sheriff2 on 4/5/2016 at 08:36

Reliable travel insurance company for US resident

Posted by stas683 on 24/4/2016 at 10:38

Hello, I am looking for some data/statistics to find a travel insurance company that is worth dealing with. Is there such data somewhere? Don't want to go through many months of nightmare sending and resending same documents etc in case smth happens during the trip (I'm mainly looking for trip interruption/cancellation) Could be data on average length of claim process (or its distribution wrt time would be perfect). Did lots of research and cannot find anything besides customer reviews, which ma ...

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Viewed 716 times, with no replies.

USA Cover - Potential Cancellation of holiday issue

Posted by Skye2010 on 9/3/2016 at 05:50

Hi, I am planning on flying to California in October 2016 to stay with a cousin, (2nd cousin). My cousin's father, who lives on the East coast of the USA is elderly and not in the best of health. If the worst was to happen shortly before I was due to travel, I would not be able to go as obviously my cousin would have to return to the East coast to arrange matters and I would need to cancel my flight. I am willing to pay a reasonable amount of insurance, on a return flight ticket of £671.00 ...

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Viewed 980 times, with no replies.

travel insurance and trip purpose

Posted by legrass on 29/12/2015 at 13:03

Hi, I'd like to have a travel insurance that covers annual multi-trips, some for business purpose and some for holidays. However, I don't understand whether the purpose of the trip is a key aspect for the policy. I can see that some offer optional "business cover" to cover additional equipment, but let's say I don't have any equipment to cover, can I travel to e.g., Rome, to a conference (hence for business) with a common travel insurance and be covered like I would t ...

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Viewed 1,814 times, with 1 reply. Last reply by antoniamitchell on 31/12/2015 at 08:03

When stuff goes wrong, who to blame?

Posted by somtam2000 on 24/9/2015 at 19:47

I read a blogpost yesterday by a blogger on a comped trip in Africa. They were in the resort restaurant when a waiter misplaced a coffee which then spilled onto their laptop ruining it. They're seemingly lack travel insurance and are not happy. At all. To my mind, at least going off what the post says, it was an accident -- it wasn't as if the staffer deliberately walked over and poured a latte onto the laptop -- and these things happen. While we're big advocates of using travel insurance, I'm ...

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Viewed 2,620 times, with 17 replies. Last reply by Nia on 26/10/2015 at 05:48

baggage insurance

Posted by elysek on 24/6/2012 at 15:44

I will be in southeast asia for 6 weeks in July and August. I am already covered for medical, although I have been looking into baggage coverage. I will be taking my fairly new DSLR camera, and also my iPhone (both of which I plan on having on my most of the time). I will also have a new backpack, as well as obviously all my travel documents which would add up if I needed to replace them. My camera is over $1000, which I am finding is a value not normally covered so I might have to settle for on ...

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Viewed 7,531 times, with 7 replies. Last reply by Lovie on 23/7/2015 at 05:09

Should I get more Insurance

Posted by SoloGirls on 10/2/2014 at 03:39

So I contacted my extended health care and they said this is what they will cover: "Coverage is provided for unforeseen emergency treatments which could not have been reasonably anticipated, while traveling for business, vacation, or education. Benefits are limited to your initial treatment and one follow-up visit only." Includes: - $1,000,000.00 for out of country services - 100% coverage for a hospital stay in a semi-private room - 100% for emergency room or outpatient fees, docto ...

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Viewed 2,701 times, with 3 replies. Last reply by Lovie on 23/7/2015 at 05:04

One way travel Insurance

Posted by Jaymo89 on 9/8/2014 at 06:02

Hi, I leave for south east asia in 6 weeks and I'm trying to sort out insurance - the issue I seem to be having is only having a one way flight. Can anyone recommend a way round this or a good one way trip backpacker insurance company? Thanks, Jenny ...

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Viewed 2,452 times, with no replies.

Insurance for 67+ travelers

Posted by bman88 on 30/10/2013 at 14:05

I am almost 68 and Nomad Insurance cuts off at younger than 67. Does anyone know where travelers who are older than 67 can get insurance? Specifics will be helpful. ...

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Viewed 3,640 times, with 5 replies. Last reply by neilmason on 1/8/2014 at 02:00

Insurance covering cancelled flights -- when to start policy?

Posted by jonahgn on 3/1/2014 at 14:02

Hi, This may be a stupid question: I want to make sure my traveler's insurance is effective in case my flight/trip is cancelled. I know its recommended to buy insurance when you buy the flight ticket. But when I get insurance on a site like World Nomads, it asked to choose a Policy Start date. If I set the start date for when I fly -- will I be covered? Or do I have to set the policy start date for the day I buy my plane ticket? For instance, what if my trip is cancelled weeks before my Polic ...

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Viewed 4,022 times, with 5 replies. Last reply by MarcP on 25/6/2014 at 05:51

About travel insurance?

Posted by rey_21 on 17/10/2013 at 02:36

Travel insurance, What is this about?? ...

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Viewed 4,001 times, with 7 replies. Last reply by rey_21 on 24/10/2013 at 00:11

Insurance Company in Germany

Posted by tinab on 8/10/2013 at 16:32

Hello everyone. I am going to visit Germany for two months and I have everything done on my checklist except the Health Insurance. Can anyone tell me if I need a helath insurance during my stay in Berlin. I am going to travel after two days so please tell me asap. Looking for help ...

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Viewed 2,526 times, with 3 replies. Last reply by mattocmd on 9/10/2013 at 17:09

Insurance advice: WN or ihi direct?

Posted by raymie on 26/7/2013 at 17:44

Hello, First off, I apologize as my question is probably off-topic and not related to this site's theme of catering to travel in SEA. Actually, I am based in US and my parents will be visiting for a few weeks. Considering high medical costs in US, I want to buy travel insurance for them. I have been searching online for some time now about which is the best policy. Quite a few US based providers exist, but they seem questionable operations (getting policy is easy and cheap, but getting claims ...

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Viewed 5,455 times, with 3 replies. Last reply by SBE on 1/8/2013 at 04:36

Avoid holidaysafe insurance!

Posted by 2Peas on 7/3/2013 at 08:34

Hi, I set out on a 3 month trip to south east asia with my girlfriend only to break my collar bone badly in Chiang Rai 12 days in. Holidaysafe insurance got a good write up by which magazine and their policy sounded pretty good, if not quite cheap. I had a nasty break which meant my bone overlapped which normally needs surgery. The hospital was so bad in chiang rai that we got the bus back to chiang mai and were told by our insurance company to go to the university hospital. I dont know w ...

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Viewed 27,738 times, with 18 replies. Last reply by somtam2000 on 10/7/2013 at 08:12

Choosing best insurance .. ?

Posted by Winstan on 17/1/2012 at 11:43

Want to be doing things , I have a full motorcylce licence in UK, thinking rent a moped , going scuba diving and go mountain biking those type activites, what would be best insurance company to go with from experience .? Dont mind spending £200 pound on 3 months insurance , looked at STA backpacker black which seems good , aswell as others (gocompare, insure and go , post office , nomad ) . Not sure what to settle on , which did people her use ? Thanks ...

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Viewed 5,022 times, with 2 replies. Last reply by Duxnuts on 3/7/2013 at 04:56

Question about insurance for US citizens

Posted by mattocmd on 5/6/2013 at 21:27

Hello, My question is for fellow Americans, as rules/laws regarding insurance probably vary by country. I'm traveling in a couple of weeks to SE Asia and will stay for a month. I'm going to bring my new Mac Book Air, camera gear worth around $1500, $1500 in cash and some other items of value. I'm going to Burma so I have to carry such a wad of cash around with me. I stay in low-end guesthouses and last time I was always worried that I'd come back to my room and would be missing my camera le ...

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Viewed 2,637 times, with 1 reply. Last reply by DLuek on 5/6/2013 at 23:18

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