Insurance forum

Insurance forum

Travel insurance premium refund

Posted by alarcher on 31/3/2020 at 21:24

We took out travel insurance for our planned trip this year (not with Nomads). As the trip is impossible I requested a refund of the premium. So far no luck apart for polite refusal as "you didn't cancel within the first 114 days" Any suggestions? ...

Viewed 7,467 times, with 4 replies.

Travel Health Insurance for over 65 years of age ? ?

Posted by Catoni on 24/11/2018 at 22:46

Well.... well.... .. World Nomads turned me down because I'm 67 years old. World Nomads is not for older folks.... Enter travelers’ ages [ 67 ] Sorry, you must be under 66 years of age Nice..... ! Wondering what I do now ? Is there reasonably priced travel health insurance for older retired men and women? I suppose if I decide to stay in southeast Asia permanently, I could buy some kid of health insurance locally.... Cambodia, Thailand or elsewhere.... Hopefully some decent insuran ...

Viewed 2,493 times, with 2 replies.

Reliable travel insurance company for US resident

Posted by stas683 on 24/4/2016 at 10:38

Hello, I am looking for some data/statistics to find a travel insurance company that is worth dealing with. Is there such data somewhere? Don't want to go through many months of nightmare sending and resending same documents etc in case smth happens during the trip (I'm mainly looking for trip interruption/cancellation) Could be data on average length of claim process (or its distribution wrt time would be perfect). Did lots of research and cannot find anything besides customer reviews, which ma ...

Viewed 7,972 times, with 1 reply.

emergency dental?

Posted by sharpie on 6/6/2010 at 14:17

hi, i was hoping that someone could define what world nomads means when they say they will cover emergency dental? are wisdom teeth issues (pain and inflammation) covered if its not a pre-existing condition? hope someone can help. thanks ...

Viewed 7,166 times, with 4 replies.

Update on Travel Insurance

Posted by Lovelife13 on 19/8/2017 at 22:22

Hola Fellow Travellers, I am wondering if anyone has an update on what travel insurances providers are worth the money? Can see many of the posts are from 2016 and would be great to have someones personal experience and recommendations from this year, 2017. I am already travelling which can be a hidden clause in many, got valuables to add and just wondering if anyone has an update on their experiences in the subject that seems to cause more confusion and stress than it really should peac ...

Viewed 3,996 times, with no replies.

World Nomad Insurance discount?

Posted by Lucemare on 26/7/2017 at 02:12

I was under the impression that there's a discount when booking insurance with World Nomads via Travel Fish. Is this still the case? The old discount code 'travelfish' doesn't work. Is there a code for a discount with them? Or is there no longer a discount offered? ...

Viewed 4,185 times, with 1 reply.

Insurance for persons over 70

Posted by wsaunders45 on 24/11/2016 at 04:27

Hello, Quick question. I have read great things about WorldNomds and sought to purchase insurance for a nine week trip to Vietnam, Laos and Cambodia this winter. But in filling out the application, there was a note that it is available only for persons under 70. I am 71. Any suggestions on a first rate travel insurance company that insures people over 70? Other suggestions? Thanks, Will Saunders, U.S.A. ...

Viewed 7,699 times, with 8 replies.

Why we recommend World Nomads travel insurance

Posted by somtam2000 on 25/6/2013 at 19:27

Regular Travelfish readers will be aware that we've been long time fans of World Nomads. We use them every single time we travel away from home and while they're not the cheapest, having met the people behind the company, we've been of the firm opinion they're the best. In all these years though, we've never had to make a claim -- until this week that is. Verdict? We were right -- they're excellent. On a recent trip to Thailand and Burma, I woke in my Bangkok guesthouse to find that through th ...

Viewed 37,481 times, with 22 replies.

Travel insurance and riding motorcycles

Posted by somtam2000 on 10/2/2017 at 06:02

Recently an Australian tourist had a bad motorbike accident on Ko Lanta which got quite a bit of news coverage after it emerged that because she was unlicensed, her travel insurance (Allianz) wouldn't cover her for the tens of thousands of dollars in medical bills she had. Partly as a result of this, we've just added a new story into the planning section of the site to highlight important considerations when it comes to hiring and riding a motorbike in Southeast Asia. Essentially, you need t ...

Viewed 4,849 times, with 3 replies.

When travel insurance doesn't pan out

Posted by somtam2000 on 26/1/2017 at 23:02

Terrible story about an Australian woman who had a scooter accident on Ko Lanta and was badly injured. She did have travel insurance, but she didn't have a motorbike license, which meant that her policy did not cover her for the accident. At this stage, she's amassed over A$50,000 in medical bills and is now running a GoFundMe program to help raise funds from friends and family to get her back to Australia (and, one assumes, onto medical insurance coverage or Medicare back there). We bang on ...

Viewed 3,843 times, with no replies.

Travel Insurance Help

Posted by sheriff2 on 3/5/2016 at 13:16

Myself and girlfriend are Irish Citizens we have lived in Canada for 5 years and are leaving - we will be in Ireland for 3 weeks before heading onto Asia travelling. We cannot get Travel Insurance anywhere... We cannot get insured by a Canadian company because we are leaving Canada and don't have a permanent address there, and we cant get insured by an Irish company because we haven't lived there in 6 months Any help would be greatly appreciated. ...

Viewed 5,264 times, with 2 replies.

USA Cover - Potential Cancellation of holiday issue

Posted by Skye2010 on 9/3/2016 at 05:50

Hi, I am planning on flying to California in October 2016 to stay with a cousin, (2nd cousin). My cousin's father, who lives on the East coast of the USA is elderly and not in the best of health. If the worst was to happen shortly before I was due to travel, I would not be able to go as obviously my cousin would have to return to the East coast to arrange matters and I would need to cancel my flight. I am willing to pay a reasonable amount of insurance, on a return flight ticket of £671.00 ...

Viewed 4,244 times, with no replies.

travel insurance and trip purpose

Posted by legrass on 29/12/2015 at 13:03

Hi, I'd like to have a travel insurance that covers annual multi-trips, some for business purpose and some for holidays. However, I don't understand whether the purpose of the trip is a key aspect for the policy. I can see that some offer optional "business cover" to cover additional equipment, but let's say I don't have any equipment to cover, can I travel to e.g., Rome, to a conference (hence for business) with a common travel insurance and be covered like I would t ...

Viewed 5,547 times, with 1 reply.

When stuff goes wrong, who to blame?

Posted by somtam2000 on 24/9/2015 at 19:47

I read a blogpost yesterday by a blogger on a comped trip in Africa. They were in the resort restaurant when a waiter misplaced a coffee which then spilled onto their laptop ruining it. They're seemingly lack travel insurance and are not happy. At all. To my mind, at least going off what the post says, it was an accident -- it wasn't as if the staffer deliberately walked over and poured a latte onto the laptop -- and these things happen. While we're big advocates of using travel insurance, I'm ...

Viewed 9,955 times, with 17 replies.

baggage insurance

Posted by elysek on 24/6/2012 at 15:44

I will be in southeast asia for 6 weeks in July and August. I am already covered for medical, although I have been looking into baggage coverage. I will be taking my fairly new DSLR camera, and also my iPhone (both of which I plan on having on my most of the time). I will also have a new backpack, as well as obviously all my travel documents which would add up if I needed to replace them. My camera is over $1000, which I am finding is a value not normally covered so I might have to settle for on ...

Viewed 12,778 times, with 7 replies.

Should I get more Insurance

Posted by SoloGirls on 10/2/2014 at 03:39

So I contacted my extended health care and they said this is what they will cover: "Coverage is provided for unforeseen emergency treatments which could not have been reasonably anticipated, while traveling for business, vacation, or education. Benefits are limited to your initial treatment and one follow-up visit only." Includes: - $1,000,000.00 for out of country services - 100% coverage for a hospital stay in a semi-private room - 100% for emergency room or outpatient fees, docto ...

Viewed 6,909 times, with 3 replies.

One way travel Insurance

Posted by Jaymo89 on 9/8/2014 at 06:02

Hi, I leave for south east asia in 6 weeks and I'm trying to sort out insurance - the issue I seem to be having is only having a one way flight. Can anyone recommend a way round this or a good one way trip backpacker insurance company? Thanks, Jenny ...

Viewed 5,914 times, with no replies.

Insurance for 67+ travelers

Posted by bman88 on 30/10/2013 at 14:05

I am almost 68 and Nomad Insurance cuts off at younger than 67. Does anyone know where travelers who are older than 67 can get insurance? Specifics will be helpful. ...

Viewed 8,125 times, with 3 replies.

Insurance covering cancelled flights -- when to start policy?

Posted by jonahgn on 3/1/2014 at 14:02

Hi, This may be a stupid question: I want to make sure my traveler's insurance is effective in case my flight/trip is cancelled. I know its recommended to buy insurance when you buy the flight ticket. But when I get insurance on a site like World Nomads, it asked to choose a Policy Start date. If I set the start date for when I fly -- will I be covered? Or do I have to set the policy start date for the day I buy my plane ticket? For instance, what if my trip is cancelled weeks before my Polic ...

Viewed 8,869 times, with 5 replies.

About travel insurance?

Posted by rey_21 on 17/10/2013 at 02:36

Travel insurance, What is this about?? ...

Viewed 8,733 times, with 7 replies.

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